State RegulationsAZ specificDifficulty 1/5
Under Arizona law, within how many days after a loss must written proof of loss be filed on an accident and health claim?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
A.R.S. 20-1351 requires written proof of loss within 90 days after the loss (or, for periodic claims, within 90 days after the end of the insurer's liability period). Arizona's 90-day rule is a core recall point, and the 180-day figure used in other jurisdictions' model rules is a classic distractor on the Arizona examination.
Why the other options are wrong
- B) One hundred eighty days is not Arizona law; A.R.S. 20-1351 fixes the deadline at 90 days, and the longer figure belongs to other jurisdictions' models.
- C) Twenty days is the written notice-of-claim deadline under A.R.S. 20-1349, not the proof-of-loss window.
- D) Fifteen days is the insurer's claim-forms furnishing deadline under A.R.S. 20-1350, not the claimant's proof-of-loss deadline.
Memory hook
Proof of loss: ninety days, not one-eighty.