State RegulationsAZ specificDifficulty 2/5
A producer in Glendale sold a long-term care policy two years ago after completing the initial 8-hour training. Before marketing another LTC policy in the current period, what does A.R.S. 20-1691.12 require?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
A.R.S. 20-1691.12 structures LTC training as 8 initial hours once, then 4 hours in every 2-year period. A producer returning to LTC sales in a new period must be current on that period's 4-hour block before marketing again; the initial course does not repeat per sale, but the ongoing hours are not waived either.
Why the other options are wrong
- A) The initial 8-hour course is a one-time requirement; it does not restart with each sale under A.R.S. 20-1691.12.
- C) The initial course does not permanently discharge the duty; the statute adds a recurring 4-hour block in each 2-year period.
- D) The 48-hour general CE requirement runs separately under A.R.S. 20-2902; it is not the LTC-specific prerequisite for the next sale.
Memory hook
One 8-hour start, a 4-hour pulse every two years.