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State RegulationsAZ specificDifficulty 3/5

Which correctly states how A.R.S. 20-1347 sets the grace period for individual health policies?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

A.R.S. 20-1347 sets the health grace period by premium mode: not less than 7 days for weekly premiums, not less than 10 days for monthly premiums, and not less than 31 days for all other policies, with coverage continuing during grace. Memorizing the mode ladder is the reliable way to answer any grace question on the Arizona examination.

Why the other options are wrong

  • A) The statute varies the minimum by premium mode; no single flat figure exists.
  • B) Premium mode — not the insured's age — determines the grace minimum under A.R.S. 20-1347.
  • D) This swaps the weekly and monthly figures; weekly is 7 days and monthly is 10.

Memory hook

7 weekly, 10 monthly, 31 everything else.

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