State RegulationsAZ specificDifficulty 1/5
During a DIFI investigation, a beneficiary in Tucson is found to have knowingly presented a falsified death certificate to support a life claim. Under Arizona insurance fraud law, this act is classified as:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under A.R.S. 20-463, a person who knowingly presents fraudulent statements or material in support of an insurance transaction commits a class 6 felony. The same section immunizes good-faith reporters, so the felony exposure falls on those who knowingly present the fraudulent material.
Why the other options are wrong
- A) The conduct is criminal, not a mere civil infraction, under A.R.S. 20-463.
- B) A misdemeanor understates the offense, which Arizona classifies as a class 6 felony.
- C) The classification is class 6, not class 2, under A.R.S. 20-463.
Memory hook
Fake death paperwork = class 6 felony under 20-463.